how to get money back from gambling sites

The pattern of gambling indicated it was a genuine customer making the transactions.

The person making the transactions needed access to the device, the customer’s account with the merchant and all other username and password information.

Patrick’s phone number was registered with the merchant.

Accounts created with it had to be verified with a four-digit code sent to the mobile number or email address registered on the gaming account.

The person making the first transaction had the card details.

Patrick insisted he had not made the transactions, and his bank charged back the transactions. The merchant responded with evidence that:

Patrick had a history of disputing transactions at gambling websites, including this latest website.

The transactions had required the entry of the card number, the expiry date, the name on card and the card verification number.Mastercard’s 3DS authorisation protocol had been used, meaning transaction requests had required an approval in response to a text message or email request.The bank considered the transactions were authorised because:

How to get money back from gambling sites